{"id":2518,"date":"2025-04-17T21:28:23","date_gmt":"2025-04-17T18:28:23","guid":{"rendered":"https:\/\/damanat.smart-media.agency\/?page_id=2518"},"modified":"2025-10-23T15:15:43","modified_gmt":"2025-10-23T12:15:43","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/damanat.smart-media.agency\/en\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2518\" class=\"elementor elementor-2518 elementor-892\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-a8b2c48 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"a8b2c48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-14463ee e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"14463ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf0523 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"aaf0523\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Privacy Policy<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-a833185 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-parent\" data-id=\"a833185\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4a857ca e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"4a857ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;],&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98b9d0f elementor-widget elementor-widget-table-of-contents\" data-id=\"98b9d0f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;exclude_headings_by_selector&quot;:[],&quot;marker_view&quot;:&quot;bullets&quot;,&quot;icon&quot;:{&quot;value&quot;:&quot;&quot;,&quot;library&quot;:&quot;&quot;},&quot;headings_by_tags&quot;:[&quot;h2&quot;,&quot;h3&quot;,&quot;h4&quot;,&quot;h5&quot;,&quot;h6&quot;],&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet_extra&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t\t\t\t<div class=\"elementor-toc__header-title\">\n\t\t\t\tContents\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div id=\"elementor-toc__98b9d0f\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-58ed9e9 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no e-con e-child\" data-id=\"58ed9e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a33173 elementor-widget elementor-widget-text-editor\" data-id=\"0a33173\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">This Privacy Policy of the Saudi Mortgage Guarantees Company (Damanat) (the &#8220;<\/span><b>Company<\/b><span style=\"font-weight: 400;\">&#8220;) explains how the Company\u2019s collect, use, disclose, and protect your Personal Data when you visit our website (the &#8220;<\/span><b>Company\u2019s Website<\/b><span style=\"font-weight: 400;\">&#8220;).\u00a0 By using the Company\u2019s Website, you agree to the terms of this Privacy Policy.<\/span><\/p><p><span style=\"font-weight: 400;\">In its commitment to protecting your privacy, the Company undertakes to collect and process your Personal Data in accordance with the provisions of the Personal Data Protection Law issued under Royal Decree No. (M\/19) dated 09\/02\/1443H, supervised by the Saudi Data and Artificial Intelligence Authority (\u201c<\/span><b>SDAIA<\/b><span style=\"font-weight: 400;\">\u201d). The purpose of this Law is to safeguard the rights of individuals, including employees, persons, and visitors, in relation to their Personal Data, and to regulate its collection, processing, storage, and sharing, in a manner that ensures privacy and prevents misuse.<\/span><\/p><p><span style=\"font-weight: 400;\">For the purposes of this Policy, (\u201c<\/span><b>Personal Data<\/b><span style=\"font-weight: 400;\">\u201d) refers to any information related to an identified or identifiable natural person, whether directly or indirectly, such as full name, national identification number, address, telephone number, email address, financial data, or any other information used to identify or associated with the individual.<\/span><\/p><p><span style=\"font-weight: 400;\">The entity responsible for controlling the processing of data under data protection Law and regulations is: The Saudi Company for Real Estate Housing Guarantee Services \u201cDamanat\u201d.<\/span><\/p><h3><b>About the Company and Its Activities<\/b><\/h3><p><span style=\"font-weight: 400;\">The Saudi Mortgage Guarantees Services Company (Damanat) was established as a closed joint-stock company operating in the field of mortgage finance guarantees, with a capital of 18.6 billion riyals. It is the first of its kind in the Middle East and is wholly owned by the Real Estate Development Fund (REDF) under the supervision and control of the Insurance Authority. Its headquarters is located in Riyadh. The Company seeks to contribute to achieving the goals of Vision 2030 by supporting the housing market to raise the percentage of Saudi families\u2019 ownership of homes to 70% and develop a secondary market for real estate mortgages in the Kingdom of Saudi Arabia \u201c<\/span><b>The Kingdom<\/b><span style=\"font-weight: 400;\">\u201d.\u00a0<\/span><\/p><h3><b>Contact Information<\/b><\/h3><p><span style=\"font-weight: 400;\">You can reach the company through the following channels:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Email: <\/span><a href=\"about:blank\"><span style=\"font-weight: 400;\">info@damanat.com.sa<\/span><\/a><span style=\"font-weight: 400;\">\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Phone: +966 115155515<\/span><\/li><\/ul><h3>Data to Be Collected<\/h3><p><span style=\"font-weight: 400;\">The Company will collect and process the following data:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">User&#8217;s full name<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Email<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Phone and contact information<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Location data and adress<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Commercial entity information\u00a0<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank account information (bank name\/ account name\/IBAN)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Government licence\/ registration\/ ceritificates information<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">(\u201cCookies\u201d) data\u00a0 are small files stored on your device that help us remember your preferences and understand how you use the Company&#8217;s website.<\/span> <span style=\"font-weight: 400;\">The Company&#8217;s website uses cookies to enhance user experience and analyze performance. By continuing to use the website, you implicitly consent to the use of cookies. You may modify your browser settings at any time to disable cookies; however, some features of the Company\u2019s website may not function properly if cookies are disabled.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Usage Data, which includes information about how you use our websites, applications, and services.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><p>Marketing and Communications Data, which includes your preferences in receiving marketing materials from us and your communication preferences.<\/p><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><p>Employment Data, which includes your date of birth, gender, country of residence, nationality, details regarding your eligibility to work (including documents we may collect to verify such eligibility), skills and qualifications, employment history, personal photographs, and any Personal Data contained in your CV or job application.<\/p><\/li><\/ul><p>We will inform you whether the collection of this data is mandatory or optional for processing purposes.<\/p><h3><b>Collecting Personal Data Methods and Purposes<\/b><\/h3><table><tbody><tr><td><ol><li><span style=\"font-weight: 400;\">Data is collected directly through electronic forms with empty fields, drop-down lists, checkboxes, and other similar methods.<\/span><\/li><li><span style=\"font-weight: 400;\">Surveys and questionnaires for the purposes of conducting analysis, research, service development, and other related purposes.<\/span><\/li><li><span style=\"font-weight: 400;\">Data is collected indirectly through cookies collected when visiting the Company&#8217;s Website, automatic information collection, website analytics, or interconnection with another entity.<\/span><\/li><li>Personal data may also be obtained from other governmental or non-governmental sources, such as Absher services, the National Access platform (NAFATH), and banks.<\/li><\/ol><\/td><\/tr><\/tbody><\/table><h3>Purpose of Collecting Data<\/h3><p><span style=\"font-weight: 400;\">Data is collected and used for the following purposes:<\/span><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To follow up on any inquiries, suggestions, or complaints submitted by the user.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">completing the registration process of suppliers.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To improving the user\u2019s experience.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">To provide services directly related to the Company\u2019s activities.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Collection and processing of Personal Data to meet regulatory requirements.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\">Data analysis and the generation of reports to support necessary business requirements, such as statistical reports.<\/li><\/ol><h3><b>Data Processing<\/b><\/h3><p><span style=\"font-weight: 400;\">We process data to achieve the purposes stated above, ensuring that all uses are comprehensively defined.<\/span><\/p><p><b>Data will be processed through stages:\u00a0<\/b><\/p><ol><li><b>Data Collection:<\/b><span style=\"font-weight: 400;\"> Relevant data is collected from the specified sources in accordance with the declared purposes.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Data Storage<\/b><span style=\"font-weight: 400;\">: Data is stored in a secure and organized manner to ensure its confidentiality and integrity.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Data Use:<\/b><span style=\"font-weight: 400;\"> Data is used to fulfill the specified purposes, in compliance with the approved conditions and policies.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Data Sharing:<\/b><span style=\"font-weight: 400;\"> Data may be shared with relevant parties, in accordance with legal and requirements.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>Data Disposal:<\/b><span style=\"font-weight: 400;\"> Data is securely destroyed once it is no longer needed, to ensure it cannot be used or accessed in the future.<\/span><\/li><\/ol><p><span style=\"font-weight: 400;\">Each stage involves specific operations carried out on particular data sets, ensuring that intended objectives are achieved while maintaining privacy and security.<\/span><\/p><h3><b>Data Sharing<\/b><\/h3><p><span style=\"font-weight: 400;\">Data may be disclosed to other entities (inside or outside the Kingdom) and provide you with information about these entities.<\/span><\/p><p><strong>Data is shared in accordance with the following Conditions:<\/strong><\/p><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Identification of the recipient entity and the purpose of sharing.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ensuring data protection in accordance with approved security standards.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">No disclosure of data except in legally permitted cases or with the user&#8217;s consent.<\/span><\/li><\/ol><h3><b>Personal Data Storage, Retention Period, and Destruction<\/b><\/h3><p><span style=\"font-weight: 400;\">Data is stored inside the Kingdom in the servers at our headquarters or with external entities, such as cloud computing service providers, and these servers are protected with the best technologies in accordance with the policies and controls of the National Authority for Cybersecurity and international standards in order to prevent non-authorized entry and reduce cyber risks, and then the data will be destroyed within 10 years, unless a longer duration is required by law,\u00a0 from the date of its storage in a secure manner, through which it cannot be viewed or retrieved again.<\/span><\/p><p><span style=\"font-weight: 400;\">Necessary administrative, technical, and organizational measures are taken to protect data from incidents of leakage, damage, or illegal access.<\/span><\/p><h3>Data Breach Reporting Procedures:<\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">In the event of a security breach affecting Personal Data, the Company will notify the Saudi Data and Artificial Intelligence Authority (SDAIA) within no more than 72 hours of discovering the breach, in accordance with applicable laws and regulatory requirements.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Company will notify you of the nature of the breach and the measures taken to address it, and such notice will include the following:<\/span><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A description of the incident involving the leakage of your personal data.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A description of the potential risks arising from the leakage of your data, and the measures we have taken to prevent, mitigate, or minimize such risks and their effects.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Our information and contact details, as well as those of our Data Protection Officer \u2013 if appointed \u2013 or any other appropriate means of contact.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recommendations or advice that may assist you in taking appropriate actions to avoid the identified risks or to mitigate their effects.<\/span><\/li><\/ol><\/li><\/ol><h3><b>Legal basis for collecting and processing data<\/b><\/h3><p><span style=\"font-weight: 400;\">The collection and processing of data is based on the consent of the Personal Data subject, and the Personal Data subject can revoke his\/her consent to the collection and processing of his\/her Personal Data at any time unless there is another legal basis, and to do so, he\/she can contact he Data Management Department at the Saudi Mortgage Guarantees Company (Damanat), through the following\u00a0 Email: <\/span><b>DMO@damanat.com.sa<\/b><span style=\"font-weight: 400;\">.<\/span><\/p><h3>Rights Held by the Subject of the Personal Data<\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to be Informed: you have the right to be informed about the legal basis and purpose of collecting your data.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right of Access: you have the right to access your Personal Data held by the Company.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to Request Access: you have the right to request access to your Personal Data in a readable and clear format.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to Request Correction: you have the right to request correction and update of your Personal Data.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to Request Destruction: you have the right to request the destruction of your Personal Data.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to Withdraw Consent: you have the right to withdraw your consent for processing your Personal Data at any time.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to Submit Complaints: you have the right to submit any complaint related to applying the provisions of the Personal Data Protection Law to the Competent Authority.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Right to Claim Compensation: you have the right to claim compensation for material or moral damage if you are harmed as a result of any violation stipulated in the Personal Data Protection Law and its Implementing Regulations.<\/span><\/li><\/ol><h3>Complaint and Objection Filing Mechanism<\/h3><p><span style=\"font-weight: 400;\">In case of complaints or inquiries, please contact the Data Management Department via email: <\/span><a href=\"about:blank\"><span style=\"font-weight: 400;\">DMO@damanat.com.sa<\/span><\/a><\/p><p><span style=\"font-weight: 400;\">In the event that a response is not received within ten working days, the complaint or inquiry may be submitted to Partners Relationship Department via email:<a href=\"mailto:info@damanat.com.sa\"> info@damanat.com.sa<\/a>.<br \/><\/span><\/p><p><span style=\"font-weight: 400;\">The Company is committed to handling requests and complaints in accordance with applicable regulations, in a manner that ensures the protection of data subjects rights.<\/span><\/p><p><span style=\"font-weight: 400;\">The Company is also committed to protecting the privacy of individuals who are legally incapacitated or have limited legal capacity, in accordance with the applicable laws in the Kingdom. Their Personal Data rights shall be exercised by their legal representatives, and appropriate measures shall be taken to ensure the security and proper use of their data.<\/span><\/p><h3>Policy Provisions and Update Record<\/h3><ol><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Privacy Policy was last updated on 29\/09\/2025 G.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Company&#8217;s Website reserves the right to add or change any of the provisions of the Privacy Policy, and the Company\u2019s Website will notify the data subject of that, and the Company Website&#8217;s has the right to terminate the account of the data subject if the data subject does not accept any change in the Privacy Policy.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Arabic language is the approved language in the application of the terms and conditions, and in the event of a dispute arising in the interpretation of any text mentioned in any other language, the text written in the Arabic language shall prevail.<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Privacy Policy Contents This Privacy Policy of the Saudi Mortgage Guarantees Company (Damanat) (the &#8220;Company&#8220;) explains how the Company\u2019s collect, use, disclose, and protect your Personal Data when you visit our website (the &#8220;Company\u2019s Website&#8220;).\u00a0 By using the Company\u2019s Website, you agree to the terms of this Privacy Policy. In its commitment to protecting your privacy, the Company undertakes to collect and process your Personal Data in accordance with the provisions of the Personal Data Protection Law issued under Royal Decree No. (M\/19) dated 09\/02\/1443H, supervised by the Saudi Data and Artificial Intelligence Authority (\u201cSDAIA\u201d). The purpose of this Law is to safeguard the rights of individuals, including employees, persons, and visitors, in relation to their Personal Data, and to regulate its collection, processing, storage, and sharing, in a manner that ensures privacy and prevents misuse. For the purposes of this Policy, (\u201cPersonal Data\u201d) refers to any information related to an identified or identifiable natural person, whether directly or indirectly, such as full name, national identification number, address, telephone number, email address, financial data, or any other information used to identify or associated with the individual. The entity responsible for controlling the processing of data under data protection Law and regulations is: The Saudi Company for Real Estate Housing Guarantee Services \u201cDamanat\u201d. About the Company and Its Activities The Saudi Mortgage Guarantees Services Company (Damanat) was established as a closed joint-stock company operating in the field of mortgage finance guarantees, with a capital of 18.6 billion riyals. It is the first of its kind in the Middle East and is wholly owned by the Real Estate Development Fund (REDF) under the supervision and control of the Insurance Authority. Its headquarters is located in Riyadh. The Company seeks to contribute to achieving the goals of Vision 2030 by supporting the housing market to raise the percentage of Saudi families\u2019 ownership of homes to 70% and develop a secondary market for real estate mortgages in the Kingdom of Saudi Arabia \u201cThe Kingdom\u201d.\u00a0 Contact Information You can reach the company through the following channels: \u00a0Email: info@damanat.com.sa\u00a0 Phone: +966 115155515 Data to Be Collected The Company will collect and process the following data: User&#8217;s full name Email Phone and contact information Location data and adress Commercial entity information\u00a0 Bank account information (bank name\/ account name\/IBAN) Government licence\/ registration\/ ceritificates information (\u201cCookies\u201d) data\u00a0 are small files stored on your device that help us remember your preferences and understand how you use the Company&#8217;s website. The Company&#8217;s website uses cookies to enhance user experience and analyze performance. By continuing to use the website, you implicitly consent to the use of cookies. You may modify your browser settings at any time to disable cookies; however, some features of the Company\u2019s website may not function properly if cookies are disabled. Usage Data, which includes information about how you use our websites, applications, and services. Marketing and Communications Data, which includes your preferences in receiving marketing materials from us and your communication preferences. Employment Data, which includes your date of birth, gender, country of residence, nationality, details regarding your eligibility to work (including documents we may collect to verify such eligibility), skills and qualifications, employment history, personal photographs, and any Personal Data contained in your CV or job application. We will inform you whether the collection of this data is mandatory or optional for processing purposes. Collecting Personal Data Methods and Purposes Data is collected directly through electronic forms with empty fields, drop-down lists, checkboxes, and other similar methods. Surveys and questionnaires for the purposes of conducting analysis, research, service development, and other related purposes. Data is collected indirectly through cookies collected when visiting the Company&#8217;s Website, automatic information collection, website analytics, or interconnection with another entity. Personal data may also be obtained from other governmental or non-governmental sources, such as Absher services, the National Access platform (NAFATH), and banks. Purpose of Collecting Data Data is collected and used for the following purposes: To follow up on any inquiries, suggestions, or complaints submitted by the user. completing the registration process of suppliers. To improving the user\u2019s experience. To provide services directly related to the Company\u2019s activities. Collection and processing of Personal Data to meet regulatory requirements. Data analysis and the generation of reports to support necessary business requirements, such as statistical reports. Data Processing We process data to achieve the purposes stated above, ensuring that all uses are comprehensively defined. Data will be processed through stages:\u00a0 Data Collection: Relevant data is collected from the specified sources in accordance with the declared purposes. Data Storage: Data is stored in a secure and organized manner to ensure its confidentiality and integrity. Data Use: Data is used to fulfill the specified purposes, in compliance with the approved conditions and policies. Data Sharing: Data may be shared with relevant parties, in accordance with legal and requirements. Data Disposal: Data is securely destroyed once it is no longer needed, to ensure it cannot be used or accessed in the future. Each stage involves specific operations carried out on particular data sets, ensuring that intended objectives are achieved while maintaining privacy and security. Data Sharing Data may be disclosed to other entities (inside or outside the Kingdom) and provide you with information about these entities. Data is shared in accordance with the following Conditions: Identification of the recipient entity and the purpose of sharing. Ensuring data protection in accordance with approved security standards. No disclosure of data except in legally permitted cases or with the user&#8217;s consent. Personal Data Storage, Retention Period, and Destruction Data is stored inside the Kingdom in the servers at our headquarters or with external entities, such as cloud computing service providers, and these servers are protected with the best technologies in accordance with the policies and controls of the National Authority for Cybersecurity and international standards in order to prevent non-authorized entry and reduce cyber risks, and then the data will be destroyed within 10 years, unless a longer duration is required by law,\u00a0 from the date of its<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2518","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/pages\/2518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/comments?post=2518"}],"version-history":[{"count":0,"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/pages\/2518\/revisions"}],"wp:attachment":[{"href":"https:\/\/damanat.smart-media.agency\/en\/wp-json\/wp\/v2\/media?parent=2518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}